A seller who can walk away
Under some of the new wholesaler laws, as law firms describe them, a seller who did not receive the written disclosure before signing can cancel before closing.
Disclosure Proof
Prove the disclosure came before the signature.
Disclosure Proof sends the disclosure a state requires before a contract is signed, records that it was delivered and acknowledged, and tracks the cancellation window that follows.
What goes wrong
A missing disclosure can cost the deal.
Several states passed disclosure laws in 2025 and 2026 for home-sale wholesalers and residential solar sales. Most of what we know of them comes from law-firm and vendor summaries, so each form has to be checked against the statute.
A different form in each state
The wording, the timing and the cancellation period differ from state to state. A team working in several states carries several versions.
A rescission period nobody tracked
Some residential solar laws give the homeowner a set number of days to cancel. The period starts from an event someone has to record.
A signed form with no date order
A disclosure in the file does not show that it was delivered before the contract. The order of events is the thing in question.
How it works
Deliver, acknowledge, then sign.
Disclosure Proof holds the state forms and tracks the cancellation window. It runs on the same consent record, rule library and append-only log as the other eight modules.
- It picks the form
- The form for the state and the type of deal comes from the rule library, with its source and effective date.
- It records delivery
- What was sent, to whom, by which channel and when are captured in the same consent record Sender Check writes.
- It records the acknowledgment
- The acknowledgment is tied to one person and one deal, with the time and the device.
- It tracks the window
- Where the state gives a right to cancel, Disclosure Proof shows when the period ends and logs any cancellation received.
- It exports the deal record
- One packet per deal, showing the order in which things happened.
Features
What Disclosure Proof is made of
State form selection
Picks the disclosure form for the state and the kind of deal from the rule library, each with its source and effective date.
Delivery before signing
Sends the disclosure and records that it was delivered before the contract was signed.
Acknowledgment record
Records the acknowledgment by the seller or homeowner, with the time and the device.
Cancellation-window tracking
Tracks the cancellation or rescission period that follows, where the state provides one, and records any cancellation received.
Order check
Flags a deal where the contract appears to have been signed before the disclosure was delivered.
Record per deal
Keeps the form version, the delivery, the acknowledgment and the dates together for each deal.
Export per deal
Produces the record for one deal as a single packet for a title company, a regulator or your counsel.
On the platform
The steps of the consent record this module runs
All nine steps run in every module, from capturing what a person was shown to producing the record when someone asks for it.
- 1. Capture
- Record the page, form or script a person was shown, the exact wording, the time, the device and the action they took. A screenshot alone is not a record; the wording and the event are.
- 2. Bind
- Tie the event to one person, one phone number or account, and one named seller. A consent that cannot be linked to the person who gave it is the kind courts have refused to accept.
- 3. Check
- Compare the captured wording and flow against the rule that applies: a carrier registration requirement, a calling rule, a state renewal law, a card-network evidence standard.
- 6. Record
- Write the decision, the inputs and their dates to a log that is appended to and never edited, so it can be produced later exactly as it was.
- 9. Produce
- Export the record for one person as a single packet: for a carrier reviewer, a card network, an auditor or your own counsel.
What this does not do
Where Disclosure Proof stops
It does not cover every state
The form library covers a limited number of states and says which ones. Each form shows the date it was last checked against the statute.
It does not handle registration or licensing
Some of these laws also require a wholesaler or solar seller to register with the state. Disclosure Proof does not file or track registrations.
It does not show that the person understood
An acknowledgment records that a person received the disclosure and confirmed it. It says nothing about what they understood.
It does not replace counsel
Whether a deal falls under a state's law, and which form applies, is a legal question.
Read next
The guide, the article and the quiz
Reviewed 12 November 2026
Consentra is software. Nothing on this site is legal advice, and using Consentra does not by itself make a business compliant with any law or carrier rule. Whether a rule applies to your business is a question for your counsel.
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