Wholesaler and Solar Disclosure Laws in 2026: Which States Acted and What to Keep on File

Wholesaling, as these laws use the term, means putting a home under contract and then selling or assigning that contract to another buyer. A state-by-state overview from Crowdfunded Wealth counts at least 17 states that regulate the practice by name. The research could describe six.

The table gives what the sources report for each. Most of the sources are vendor blogs written for investors. The Ohio entry comes from a law-firm article, and the Delaware entry is the state's own form.

Connecticut is the least certain entry. The registration fee is reported as $285 every two years, and the sources disagree about who has to register.

The solar list comes from a Mayer Brown article of 25 June 2026 and from industry sources: pv magazine, Aurora Solar and the Clean Energy States Alliance. The research took these from search summaries, so the detail is limited.

Two entries have dates still ahead or just passed. Texas enforcement of its disclosure form was reported as delayed to 1 November 2026. Virginia's rules are reported as effective on 1 January 2027, which is still ahead as this is written.

For Arizona the research records only that SB 1419 was signed. For Utah and Massachusetts it records only that bills were pending. Do not treat either as a description of current law.

The details differ by state, and the research supports only a general description. On the wholesaling side the reported elements are a written disclosure to the seller, a waiting or cancellation period, and in Connecticut a registration. On the solar side they are a disclosure form or brochure, seller registration, and in Rhode Island a rescission period.

The research does not record what each disclosure has to say, who has to sign it, or what the penalties are beyond cancellation. Those points are in the statutes and in any state form, such as the one Delaware published.

The practical consequence is that one company working in three states may face three different documents and three different clocks. A single national template is unlikely to fit.

Ohio is the clearest example in the research. As reported by Marshall Dennehey, if the seller did not receive the written disclosure before signing, the seller may cancel at any time before closing without penalty. A wholesaler who has lined up a buyer and spent money on the deal can lose it at the closing table.

In that dispute the question is one of sequence. Was the disclosure delivered, and did that happen before the signature? A signed copy with no time on it, or a document sent in the same envelope as the contract, may not answer the question.

The same reasoning applies to a solar contract with a rescission period. The period has a start date, and each side has a reason to disagree about when it began. This is our reading of how the rules work in practice. It is not a statement of what any court has required.

The research notes say plainly that most of these findings come from search summaries of the linked pages, and that many of the pages are vendor blogs with something to sell. No statute was opened. The notes found no enforcement data and no count of active wholesalers or solar sales companies.

Dates in this area also move, as the Texas delay shows. Before you rely on any entry, find the bill or act number on the state legislature's website, read the effective date and the cancellation terms, and check whether the state has published its own form. A real estate or consumer-protection lawyer in that state can tell you whether your contract fits.

This checklist follows from the pattern above. It is a record-keeping habit. Your state may require more, or may require a specific form.

• The state whose law applies to the property or the home, and the statute or form you relied on.
• The exact version of the disclosure that was given, saved as it appeared to the recipient.
• How it was delivered: in person, by email or through a signing tool, and to which address or device.
• The date and time it was delivered, and the date and time the contract was signed.
• The acknowledgment from the seller or homeowner, with their name.
• The first and last day of any waiting or cancellation period, and whether a cancellation was received.
• Your registration number and its renewal date, where the state requires registration.
• How long you will keep the file, as agreed with counsel.