Free tool
Count ten business days from an opt-out.
Pick the date an opt-out was received. The tool shows the date ten business days later, skipping weekends and a stated list of US federal holidays. Honor the opt-out immediately where you can.
What happens to what you enter
- Runs entirely in your browser.
- What you type or tick is not stored and is not sent to us or to anyone else.
- Page visits are counted as the privacy policy describes.
- Close the tab and your answers are gone.
The calculator
When was the opt-out received?
The result lists every day it counted and every day it skipped, so you can check the arithmetic.
Pick a date
The tenth business day after it will appear here, with each day that was counted or skipped.
How this tool counts
- The day the opt-out was received is not counted. Day one is the next business day.
- Saturdays and Sundays are skipped.
- The US federal holidays below are skipped on the day they are observed. A fixed-date holiday that falls on a Saturday is observed on the Friday before, and one that falls on a Sunday on the Monday after.
- These are this tool’s assumptions. The sources we read give the limit as ten business days and do not say how to count them, so a stricter count is the safer one.
Federal holidays skipped
- New Year’s Day (1 January)
- Birthday of Martin Luther King, Jr. (third Monday in January)
- Washington’s Birthday (third Monday in February)
- Memorial Day (last Monday in May)
- Juneteenth National Independence Day (19 June)
- Independence Day (4 July)
- Labor Day (first Monday in September)
- Columbus Day (second Monday in October)
- Veterans Day (11 November)
- Thanksgiving Day (fourth Thursday in November)
- Christmas Day (25 December)
State holidays, company closures and one-off federal closures are not skipped.
A clean result here does not guarantee approval by a carrier or a registry, and it does not mean a business complies with any law or rule. Someone else decides that.
The rule
What the FCC rule says
Under the FCC’s consent revocation rule at 47 CFR 64.1200(a)(10), in force since 11 April 2025, a person may revoke consent to calls and texts by any reasonable method, and the caller must honor it within a reasonable time not to exceed ten business days. Ten business days is the ceiling. The rule asks for a reasonable time.
A newer FCC order, FCC 26-67, was adopted on 30 September 2026. Nelson Mullins reports that it was published in the Federal Register on 26 October 2026 and takes effect on 25 November 2026. Our research could not confirm that date against the Federal Register itself, and an earlier Crowell & Moring alert said only that it could be as early as November 2026. Treat the date as reported, and check the FCC notice.
As reported by those firms, the order keeps the ten-business-day limit. It narrows the “revoke all” rule so that an opt-out in reply to a marketing message covers all future marketing calls and texts from that caller, while an opt-out in reply to an informational message may be limited to that category. It lists seven reply keywords that must all be honored: stop, quit, end, revoke, opt out, cancel and unsubscribe. It also lets senders of informational messages designate exclusive opt-out methods if they disclose them clearly.
The same order asks for comment on shortening the limit, with seven business days suggested. That is a proposal and has not been adopted. It is one more reason to treat an opt-out as something to act on the day it arrives.
Sources
Reviewed 12 November 2026
The rule is described from law-firm alerts dated September to November 2026. The FCC order and the Federal Register notice were not opened, so the 25 November 2026 effective date rests on those alerts.
The way this tool counts business days is its own assumption and is printed beside the result. State laws can set different or shorter periods, and this tool does not cover them.
Consentra is software. Nothing on this site is legal advice, and using Consentra does not by itself make a business compliant with any law or carrier rule. Whether a rule applies to your business is a question for your counsel.
Related
Where to go next
An opt-out should reach every system the same day.
Consentra keeps an opt-out and withdrawal ledger on the consent record: what was withdrawn, when, and which systems were told.